:root{--ink:#172033;--muted:#617083;--bg:#f5f7fb;--card:#fff;--line:#e2e7ef;--brand:#173f5f;--brand2:#246b82;--soft:#eaf2f6;--radius:18px;--shadow:0 10px 28px rgba(23,32,51,.07)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.65}a{color:#155d80;text-decoration:none}a:hover{text-decoration:underline}img{max-width:100%;height:auto}.container{width:min(1160px,calc(100% - 32px));margin:auto}.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:999}.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}.header-row{display:flex;align-items:center;gap:22px;min-height:68px}.brand{font-weight:900;font-size:1.35rem;color:var(--brand)}.header-row nav{display:flex;gap:18px;margin-left:auto}.header-row nav a{font-weight:650;color:var(--ink)}.search-mini input{border:1px solid var(--line);border-radius:999px;padding:10px 14px;width:230px}.hero{background:linear-gradient(135deg,#f9fbfd,#eaf2f6);border-bottom:1px solid var(--line)}.hero-copy{padding:70px 0;max-width:800px}.hero h1{font-size:clamp(2.35rem,6vw,4.7rem);line-height:1.02;letter-spacing:-.045em;margin:.2em 0}.hero p,.deck{font-size:1.18rem;color:var(--muted);max-width:760px}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.74rem;font-weight:850;color:var(--brand2)}.hero-search{display:flex;gap:10px;max-width:720px;margin-top:25px}.hero-search input{flex:1;padding:15px 16px;border:1px solid #cbd5e1;border-radius:12px;background:#fff;font-size:1rem}button,.button{display:inline-flex;align-items:center;justify-content:center;background:var(--brand);color:#fff;border:0;border-radius:11px;padding:12px 17px;font-weight:750;cursor:pointer}.section{padding:48px 0}.section-head{margin-bottom:18px}.section h1,.section h2,.article h1{letter-spacing:-.025em}.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:20px;box-shadow:var(--shadow)}a.card{color:var(--ink)}a.card:hover{text-decoration:none;border-color:#bdd1db;transform:translateY(-1px)}.post-card{padding:0;overflow:hidden}.post-card>img{aspect-ratio:16/9;width:100%;object-fit:cover}.post-card>div{padding:19px}.post-card h3{font-size:1.15rem;margin:.35em 0}.post-card p,.category-card p,.tool-card p{color:var(--muted)}.shield{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--soft);color:var(--brand);font-weight:900}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:38px;padding:40px 0 80px}.article h1{font-size:clamp(2rem,5vw,3.5rem);line-height:1.08;margin:.25em 0}.breadcrumbs{font-size:.9rem;color:var(--muted);margin-bottom:18px}.hero-media{width:100%;max-height:520px;object-fit:cover;border-radius:20px;margin:18px 0}.freshness,.disclosure{margin:20px 0;background:#fbfcfe;box-shadow:none}.freshness div{color:var(--muted);font-size:.94rem}.article-body{font-size:1.05rem}.article-body h2{font-size:1.7rem;margin-top:2em}.article-body h3{font-size:1.3rem;margin-top:1.6em}.article-body table,.comparison-wrap table{width:100%;border-collapse:collapse;background:#fff}.article-body th,.article-body td,.comparison-wrap th,.comparison-wrap td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}.sources{margin:36px 0}.report-box textarea,.report-box input,.report-box select,.calc input{width:100%;padding:11px;border:1px solid #ccd5df;border-radius:9px;margin:6px 0 12px}.sidebar{padding-top:64px}.ad-slot{min-height:90px;margin:22px 0;border:1px dashed #cdd6df;border-radius:12px;padding:8px;background:#fff}.ad-label{text-align:center;font-size:.68rem;color:#7d8794;text-transform:uppercase;letter-spacing:.08em}.provider-card input{float:right}.fact-grid,.calculator-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.calc output{display:block;margin-top:14px;padding:12px;border-radius:10px;background:var(--soft);min-height:48px}.comparison-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px}.site-footer{padding:45px 0 100px;border-top:1px solid var(--line);background:#fff;color:var(--muted)}.footer-links{display:flex;gap:18px;flex-wrap:wrap}.bottom-nav{display:none}.nav-icon{font-size:1.15rem}.affiliate-card{margin-top:22px}.affiliate-card .button:hover{text-decoration:none}.admin-note{font-size:.9rem;color:var(--muted)}
@media(max-width:900px){.header-row nav,.search-mini{display:none}.card-grid,.fact-grid,.calculator-grid{grid-template-columns:repeat(2,1fr)}.article-layout{grid-template-columns:1fr}.sidebar{padding-top:0}.bottom-nav{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:7px max(8px,env(safe-area-inset-right)) calc(7px + env(safe-area-inset-bottom)) max(8px,env(safe-area-inset-left));justify-content:space-around;box-shadow:0 -8px 20px rgba(0,0,0,.06)}.bottom-nav a{display:flex;flex-direction:column;align-items:center;gap:1px;color:var(--ink);font-size:.73rem;min-width:56px}.site-footer{padding-bottom:110px}}
@media(max-width:620px){.container{width:min(100% - 22px,1160px)}.hero-copy{padding:48px 0}.hero-search{flex-direction:column}.card-grid,.fact-grid,.calculator-grid{grid-template-columns:1fr}.article-layout{padding-top:24px}.card{border-radius:15px}.article-body{font-size:1rem}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important;animation:none!important}}
.newsletter-form{display:flex;gap:10px;align-items:end;flex-wrap:wrap;margin:20px 0}.newsletter-form input{padding:10px;border:1px solid var(--line);border-radius:9px;margin-left:8px}.newsletter-form small{width:100%}